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To understand why we have a student loan crisis — and with $1.6 trillion in outstanding student debt, it surely is a crisis — just look at the U.S. bankruptcy code. In 1965, Congress passed the Higher Education Act, part of President Lyndon Johnson’s Great Society. On the one hand, the new law established federal grants and loan programs to ease the monetary burden of attending college, ...

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The federal government offers a tax credit of up to $300 for Energy Star-rated air-source heat pumps, but it expires on Dec. 31, 2020. Qualifying geothermal heat pumps are eligible for a 26% tax credit if they're installed before Jan. 1, 2021. The tax credit declines to 22% for systems that come online between Dec. 31, 2020, and Jan. 1, 2022. Some states also offer incentives for air-source heat pumps, such as a rebate of as much as $1,500 in Maine, 0% financing and rebates in Massachusetts, and a $1,000 rebate in New York.

"How does it become a man to behave toward this American government to-day?" This is a question that Henry David Thoreau asked in 1848 as he considered his relationship to an administration that he thoroughly detested. The administration was President James K. Polk's, and the immediate cause of Thoreau's discontent was the Mexican War, an illegal land-grab that moved Ulysses S. Grant to ponder ...

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