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Amazon says it is holding a second Prime Day-like shopping event in October. The company is the latest major retailer to offer holiday deals earlier this year to entice cautious consumers dealing with tighter budgets. The event will be held October 11 and 12, offering early access to discounted items to Prime members. The event will mark the first time Amazon is holding a major sales event twice in a year and follows its annual Prime Day in July. It signals a recognition from Amazon that it needs to provide more deals to cash-strapped consumers in what’s expected to be a challenging holiday shopping season for retailers.

Shopping for an investment advisor, planner, accountant, bank, broker or any other financial service can be stressful. There are so many options and, without a background in finance, sorting through skilled, unskilled, and downright dishonest candidates can seem overwhelming. When you hire someone, you entrust them with your finances and your future; that knowledge adds to the weight of the decision. Fortunately, there are a few basic steps you can take to protect yourself and your finances from scammers, and make sure you get the best possible service.

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If you’re settling into a new home, you might be looking to fill it with furniture. But after your rent or mortgage, security deposit and moving expenses, there might not be much left over for your dream couch or dining room set. Here are some ways to find high-quality furniture pieces for surprisingly affordable prices — if you know where to look. Between local resale apps, social media pages, thrift stores and your own friends and family, searching off the beaten path of big-box stores can lead you to unexpected treasures that make your new residence feel like home without tanking your budget.

A gold judicial collar made of glass beads that belonged to the late Justice Ruth Bader Ginsburg has sold at auction for more than $176,000. The piece was part of a collection of about 75 items of Ginsburg’s that were sold to benefit charity. In total, bidders paid nearly $517,000 for items in the online auction which ended Friday. Sunday marks the two-year anniversary of the liberal icon’s death at 87. The judicial collar was the item with the highest purchase price, and its sale marks the first time any of the late justice’s signature neckwear has been available for purchase. Her family donated some of the justices’ most well-known collars to the Smithsonian.

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College photos of Tesla CEO Elon Musk and memorabilia from his girlfriend at the time has sold for $165,000 at auction. Boston-based RR Auction said Thursday it was a collection of never-before-seen photos and memorabilia from Musk’s college girlfriend, Jennifer Gwynne. Musk changed his Twitter profile to one of the photos Wednesday. Gwynne told The Boston Globe she read about an auction of test papers that Musk graded and realized she had far more personal items she could sell, including candid photos, a birthday card from him and a necklace he gave her.

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A growing number of American shoppers have jumped at the chance to use “buy now, pay later” loans to pay for new sneakers, electronics, or luxury goods in installments. Companies such as Affirm, Afterpay, Klarna and PayPal have built popular financial products around these short-term loans, particularly for younger borrowers, who are fearful of never-ending credit card debt. But as the industry continues to rack up customers, delinquencies are climbing.  Inflation is squeezing consumers, making it tougher to pay off debts. Some borrowers don’t budget properly, particularly if they are persuaded to take out multiple loans, while others may have been credit risks to begin with.

If you shop online for clothes or furniture, sneakers or concert tickets, you’ve seen the option at checkout to “buy now, pay later” by breaking the cost into smaller installments over time. Companies like Afterpay, Affirm, Klarna, and Paypal all offer the service, with Apple due to enter the market later this year. Since the start of the pandemic, the option has skyrocketed in popularity, especially among younger and lower-income consumers who may not have ready access to traditional credit. But with economic instability rising, so are delinquencies. Here’s what you should know.

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Just days after the death of Queen Elizabeth II, unofficial souvenirs have rolled out at royal-themed gift shops in London and online marketplaces like Amazon and Etsy. One shop near Buckingham Palace says it pushed its suppliers to work overnight to get mementos ready by Saturday, just two days after the death of Britain’s longest-serving monarch. Now, people have the option to buy fridge magnets, flags, mugs and T-shirts with the queen's likeness and the dates of her 70-year reign. Some shops say items depicting the new monarch, King Charles III, are on their way. Official merchandise will take longer to arrive to approved vendors, who have suspended sales of royal souvenirs out of respect for the mourning period.

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Inflation isn’t only costing small businesses money. It’s costing them customers as well. For much of the pandemic, small business customers were largely tolerant of price increases and kept on spending. Now, owners are seeing some pushback. But with inflation close to a 40-year-high, there’s not much small businesses can do. Sixty-five percent have raised prices to offset higher costs, according to a Goldman Sachs survey. And 38% say they’ve seen a decline in customer demand due to price increases. With consumers forced to spend more for food and gasoline, businesses that sell non-essential goods or services are especially feeling the pinch.

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Sweden is holding a national election on Sunday that comes as voters are growing increasingly concerned over rising energy bills and gang violence. Prime Minister Magdalena Andersson is well-liked but her Social Democratic Party is nervous because it faces a strong challenge from a right-wing populist party, the Sweden Democrats. Recent polls show the race is too close to predict. But the Sweden Democrats are clearly a rising force. That has led other parties in Sweden to move closer to the populist party's hardline positions on immigration and crime.

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A gold judicial collar made of glass beads that belonged to the late Justice Ruth Bader Ginsburg is being auctioned to benefit a charity. It's the first time any of the justice’s own signature neckwear will be available for purchase. The piece is part of a collection of about 100 items being sold in an online auction that begins Wednesday. It concludes Sept. 16. That's just days before the two-year anniversary of the liberal icon’s death at 87.

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The auction of a high-tech portrait of Warren Buffett couldn't come close to matching the $19 million someone paid earlier this year for a private lunch with the billionaire, but it still raised $75,100 for one of his favorite charities. The eBay auction wrapped up Tuesday evening on Buffett’s 92nd birthday. The portrait created by Motiva Art features a grid of letters over the picture that light up to spell out several of the Berkshire Hathaway CEO’s best-known quotes, including “Never bet against America.” Girls Inc. of Omaha will get the proceeds from the auction.

Where has the summer gone? It seems like only yesterday it was the first of June. Now it’s the end of August.

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A new survey revealed that 90% of shoppers say the current economic conditions will impact their back-to-school budget this year.

Host Teri Barr is talking with Kimberly Palmer, a Personal Finance Expert with NerdWallet, to learn how higher prices and lower supplies are impacting back-to-school shoppers.

Kimberly also shares six creative tips to help you save on your school shopping budget.

More Pennywise episodes with Kimberly:

More from Kimberly at NerdWallet:

Support the show: https://omny.fm/shows/pennywise

See omnystudio.com/listener for privacy information.

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Where has customer service gone? Please don’t blame it on COVID-19, It seems everything is COVID's fault. Yes the world has gone through drastic changes because of covid but common courtesy should still be the same.

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